Terms of Service
Last updated: Aug 5, 2026
These Terms of Service govern your use of Health Insurance Guide (the "Site"), operated by Health Insurance Guide. By using the Site you agree to these terms.
Use of the Site
We grant you a personal, non-exclusive, non-transferable license to access the Site for personal, non-commercial use. You agree not to misuse the Site, scrape it at scale, or interfere with its operation.
No professional advice
Content on the Site is general educational information only and is not professional medical, financial, insurance, legal, or tax advice. See our Disclaimer for details.
Intellectual property
The Site's content, design, and trademarks are owned by Health Insurance Guide or its licensors and may not be copied or reproduced without permission.
Limitation of liability
The Site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Health Insurance Guide is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
Third-party links
The Site links to third-party websites and services we do not control and are not responsible for.
Governing law and changes
These terms are governed by the laws of the operator’s home state, without regard to conflict-of-laws rules. We may update these terms; continued use after changes constitutes acceptance.